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About Us

Kim BeachVillage Insurance was started in 2018 by owner and advisor, Kim Beach. Having a heart for the local community, Kim wanted a way to service the insurance needs of area families and businesses. Her success has given her the ability to give back to many local organizations with her time, talent and financial resources.

Village Insurance is an independent agency that provides competitive insurance coverage for:

  • Auto
  • Home
  • Business
  • Life
  • Long Term Care

Kim Beach is an insurance advisor who works diligently to provide her clients with the most effective coverage for the best price. With a knowledge base of many companies and coverages, she will provide you with several options for complete coverage.

An Independent Advantage

We are Independent Agents in Cincinnati, Ohio, free to choose the best carrier for your insurance needs. We do not work for an insurance company; we work for you. We work on your side when you have a loss and follow through to see that you get fair, prompt payment and service. Village Insurance represents a carefully selected group of financially strong, reputable insurance companies. Therefore, we are able to offer you the best coverage at the most competitive price.

What is an Independent Insurance Agent?

When you decide to buy a car, you wouldn't purchase the first one you see. What if one day the automobile industry decided to make only one type of car, one make and one model. You wouldn't have a choice!

The same situation holds true for insurance. You need insurance to drive a car, to purchase a house, to protect your family's financial future and to run a small business. But if there was only one insurance company that offered only one type of insurance, you wouldn't have a choice. The only solution would be going to that one company.

With an independent insurance agent, you have choices. Independent agents are not tied to any one insurance company. One of the advantages of using an independent agent is that he or she works to satisfy your needs. You are using an expert for an important financial decision.

An independent agent has several companies that he or she can approach to get you the best coverage at the best price. And your independent agent will know the companies with the most efficient claims departments to recover your losses as quickly as possible.

When you buy insurance, you want an advocate who will properly assess the risks you face and give you an objective analysis of the marketplace, because it's up to you to make the final choice.